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Priority Debt
Non-priority Debt
Credit Checks
Repayments

Non-Priority Debt

Non-priority debts fall into one or more of the following categories:

  • Credit card or store card arrears
  • Catalogue arrears
  • Bank overdrafts or loans
  • Benefits overpayments
  • Hire purchase for non-essential items
  • Money borrowed from family or friends

If a debt is a non-priority one, it will not lead to imprisonment. However, the creditors will still take the individual to court in the event of non-payment and no explanation from the individual. Should the individual not pay following the court order, the creditor can then take further action e.g. obtain a court order to send bailiffs to the individual.

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